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… regulations require that any excess funds remaining after payment of staff and overhead expenses be retained by the CDC … and 7(a) Loan Programs determined that the improper payment rates that SBA had reported for these programs were … not loan approvals, and estimated that the improper payment rate was at least 46 percent of $3.4 billion in loans …

… risks. If you do this early enough, you’ll have time to make structural upgrades that can prevent possible future … six months.  Once you’ve done that, you’ll be prepared to make a plan to check out insurance options, or work on … of your property. Build a crisis communications plan to make sure your staff, customers, vendors, and contractors …

… the layout streamlined and the photography eye-catching. Make worthwhile offers. Email offers for discounts are a dime … or catalog with a special offer can catch the eye. Make it worth the customer’s while, not just a few dollars … mail. Three-fourths of people who use direct mail to make purchasing decisions also consult online sources for …

… loved ones throughout the week to blow off steam. Also, make a point of cultivating a network of business mentors and … or phone appointment with a local SBA resource partner . Make Time to Unwind Intentionally carve out time for yourself … be hard to pinpoint where to start. The first step is to make a list of everything you need to get done. Then, …

… Of course, marketing and advertising isn’t free, so make sure you don’t forget to add these items to your list of … requires a commercial space, you’ll have a monthly rent payment. In addition, you’ll be responsible for all of the … swings, your utility bills will match those swings. Make sure you budget accordingly.   5. Loans If you’re like …

… agencies will divide materials into smaller parcels to make it easier for small businesses to afford. The SBA also …

… funding of the Interim Loan. Interim Lender has agreed to make a loan (Interim Loan) to Borrower and Co-Borrower, if … of refinancing the debt owed to Lender. CDC has agreed to make a loan (the 504 Loan) to Borrower for purposes of …

… SBA guarantees the full faith and credit and timely payment on these certificates. Debenture funding schedule …

… Guide Plan your business You've got a great idea. Now, make a plan to turn it into a great business. Market research …

… venture capital formation and rural development SBDCs also make special efforts to reach minority members of socially …

… interest and SBA annual charge payments are due (Payment Dates) or at certain time periods in between Payment Dates. Full semi-annual interest and SBA annual charge that would be owed as of the next Payment Date are due even if prepayments are made prior to …

… your startup costs and expenses, you’ll also want to make sure your credit is in good stead. Poor credit history …

… intermediary in your area . SBA-approved lenders make all credit decisions and set all terms for your …

… improper payments, and was not identified as an improper payment. OIG recommended that SBA require the lenders to …