SACRAMENTO, Calif. – The U.S. Small Business Administration (SBA) announced that all small non-farm businesses in the selected Texas counties are now eligible to apply for low‑interest federal disaster loans. These Economic Injury Disaster Loans (EIDLs) will offset economic losses due to reduced revenue caused by adverse weather conditions that occurred in the underlisted counties in Texas.
|
Declaration |
Primary |
Neighboring |
Incident Type |
Incident Date |
Deadline |
| 20829 | Bee, Kleberg and Live Oak | Atascosa, Brooks, Duval, Goliad, Jim Wells, Karnes, Kenedy, McMullen, Nueces, Refugio and San Patricio in Texas. | Excessive Rain and Excessive Moisture | July 10–29, 2024 | 8/19/25 |
| 20830 | Bailey, Castro, Childress, Deaf Smith, Hale, Hansford, Lubbock, Randall, Runnels and Swisher | Armstrong, Briscoe, Carson, Cochran, Coke, Coleman, Collingsworth, Concho, Cottle, Crosby, Floyd, Garza, Hall, Hardeman, Hockley, Hutchinson, Lamb, Lynn, Moore, Nolan, Ochiltree, Oldham, Parmer, Potter, Roberts, Sherman, Taylor, Terry and Tom Green in Texas; Curry, Quay and Roosevelt in New Mexico; Harmon and Texas in Oklahoma. | Excessive Heat and High Winds | June 1–Oct. 31, 2024 | 8/19/25 |
SBA eligibility covers both the economic impacts on businesses dependent on farmers and ranchers that have suffered agricultural production losses caused by the disasters and businesses directly impacted by the disasters.
SBA’s disaster loan program has been replenished through the American Relief Act of 2025, signed into law by President Biden on December 21, 2024.
The SBA encourages applicants to submit their loan applications promptly. Applications will be prioritized in the order they are received, and the SBA remains committed to processing them as efficiently as possible.
Small nonfarm businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations of any size may qualify for Economic Injury Disaster Loans of up to $2 million to help meet financial obligations and operating expenses which could have been met had the disasters not occurred.
Eligibility for these loans is based on the financial impact of the disasters only and not on any actual property damage. These loans have an interest rate as low as 4 % for businesses and 3.25 % for private nonprofit organizations, a maximum term of 30 years, and are available to small businesses and most private nonprofits without the financial ability to offset the adverse impact without hardship.
Interest does not begin to accrue until 12 months from the date of the initial disaster loan disbursement. SBA disaster loan repayment begins 12 months from the date of the first disbursement.
By law, SBA makes economic injury available when the U.S. Secretary of Agriculture designates an agricultural disaster. The Secretary declared these declarations on Dec. 19.
Businesses primarily engaged in farming or ranching are not eligible for SBA disaster assistance. Agricultural enterprises should contact the Farm Services Agency about the U.S. Department of Agriculture assistance made available by the Secretary’s declaration.
Applicants may apply online and receive additional disaster assistance information at SBA.gov/disaster. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.
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About the U.S. Small Business Administration
The U.S. Small Business Administration helps power the American dream of business ownership. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow, expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit www.sba.gov.