ATLANTA - The U.S. Small Business Administration (SBA) is reminding businesses of all sizes, private nonprofit organizations, homeowners and renters in Kentucky to apply for physical damage disaster loans by the July 22 deadline for losses due to the severe storms, straight-line winds, tornadoes, landslides and mudslides occurring on April 2.
The disaster declaration covers Boyd, Carter, Fayette, Greenup, Henry, Jefferson, Jessamine, Mason, Oldham, Union and Whitley counties in Kentucky, which are eligible for both Physical and Economic Injury Disaster Loans from the SBA. Small businesses and most private nonprofit organizations in the following adjacent counties are eligible to apply only for SBA Economic Injury Disaster Loans (EIDLs): Bell, Bourbon, Bracken, Bullitt, Carroll, Clark, Crittenden, Elliott, Fleming, Franklin, Garrard, Hardin, Henderson, Knox, Laurel, Lawrence, Lewis, Madison, McCreary, Mercer, Owen, Robertson, Rowan, Scott, Shelby, Spencer, Trimble, Webster and Woodford in Kentucky; Gallatin and Hardin in Illinois; Clark, Floyd, Harrison and Posey in Indiana; Adams, Brown, Lawrence and Scioto in Ohio; Campbell and Claiborne in Tennessee; and Wayne in West Virginia.
The SBA has opened Business Recovery Centers (BRCs) to assist West Virginians with their disaster loan applications under the President’s major disaster declaration. Customer Service Representatives are available at the Centers to answer questions, assist business owners complete their disaster loan application, accept documents, and provide updates on an application’s status. Walk-ins are accepted, but you can schedule an in-person appointment at an SBA Disaster Recovery Center in advance. The Centers are operating as follows until further notice.
Business Recovery Center (BRC)
Jessamine County
DetailTech Building
160 Zakk Ct.
Nicholasville, KY 40356
Hours: Monday – Friday, 8 a.m. to 6 p.m.
Saturday, 9 a.m. to 3 p.m.
Closed: Sunday
Business Recovery Center (BRC)
Jefferson County
Anchorage Middletown Fire Station
8905 US-42
Prospect, KY 40059
Hours: Monday – Friday, 8 a.m. to 6 p.m.
Saturday, 9 a.m. to 3 p.m.
Closed: Sunday
With the changes to FEMA’s Sequence of Delivery, survivors are now encouraged to simultaneously apply for FEMA grants and the SBA low-interest disaster loan assistance to fully recover. FEMA grants are intended to cover necessary expenses and serious needs not paid by insurance or other sources. The SBA disaster loan program is designed to help survivors with their long-term recovery needs. Please visit SBA.gov/disaster to apply for SBA assistance online.
Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.
The filing deadline to return applications for physical property damage is July 22, 2024. The deadline to return economic injury applications is Feb. 24, 2025.
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About the U.S. Small Business Administration
The U.S. Small Business Administration helps power the American dream of business ownership. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow or expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit www.sba.gov.