ATLANTA –
The U.S. Small Business Administration (SBA) announced the opening of a Mobile Business Recovery Center (MBRC) to provide one–on-one assistance for businesses. A MBRC opens in Bay County at the Bay County Public Library at 898 West 11th Street in Panama City, Florida on Thursday, Nov. 15 and another MBRC located at the Bay County City Job Center, 625 Highway 231, Panama City, Florida closed on Wednesday, Nov. 14. Other Business Recovery Centers in Bay, Calhoun, Franklin, Gulf, Liberty, Taylor, Wakulla and Washington counties are already in operation.
The SBA offers low-interest, long-term disaster loans for physical damage and working capital. SBA representatives at the Centers will provide information about disaster loans, answer questions and assist businesses with completing the SBA application. The Business Recovery Centers are located as indicated below and will operate until further notice.
Bay County
(Mobile Business Recovery Center)
Bay County Public Library
898 West 11th Street
Panama City, FL 32401
Hours: Monday – Saturday, 8 a.m. – 5 p.m.
Closed: Sundays
Bay County
(Mobile Business Recovery Center 03)
Lynn Haven City Hall Parking Lot
817 Ohio Avenue
Lynn Haven, FL 32444
Hours: Monday – Saturday, 8 a.m. – 5 p.m.
Closed: Sundays
Closing: Saturday, Nov 17
Calhoun County
(Mobile Business Recovery Center)
Blountstown Center
16908 NE Pear St
Blountstown, FL 32424
Hours: Monday – Friday, 8 a.m. – 5 p.m.
Closed: Saturdays and Sundays
Franklin County
Franklin County Public Library
311 St. James Ave.
Carrabelle, FL 32322
Hours: Monday – Friday, 9 a.m. – 6 p.m.
Saturdays, 10 a.m. – 2 p.m.
Closed: Sundays
Gulf County
Port St. Joe Library
110 Library Drive
Port St. Joe, FL 32456
Hours: Monday - Saturday, 9 a.m. – 6 p.m.
Closed: Sundays
Liberty County
Veterans Memorial Park
10405 NW Theo Jacobs Way
Bristol, FL 32321
Hours: Monday – Saturday, 9 a.m. – 6 p.m.
Closed: Sundays
Taylor County
Super Pufft Snacks
700 W. Lance Drive
Perry, FL 32348
Hours: Monday - Saturday, 9 a.m. – 6 p.m.
Closed: Sundays
Wakulla County
Community One Stop
318 Shadeville Road
Crawfordville, FL 32327
Hours: Monday - Saturday, 9 a.m. – 6 p.m.
Closed: Sundays
Washington County
AG Center
1424 W Jackson Avenue.
Chipley, FL 32428
Hours: Monday- Friday 9 a.m. – 6 p.m.
Saturdays, 10 a.m. – 2 p.m.
Closed: Sundays
Disaster survivors don’t have to wait until their insurance claim is settled before applying for an SBA disaster loan because we can approve and disburse the loan funds while the claim is pending. If a survivor does not know how much of their loss will be covered by insurance or other sources, SBA will consider making a loan for the total loss up to its loan limits, provided the borrower agrees to use insurance proceeds to reduce or repay their SBA loan.
Businesses and private nonprofit organizations of any size may borrow up to $2 million to repair or replace disaster damaged or destroyed real estate, machinery and equipment, inventory, and other business assets. Applicants may be eligible for a loan increase up to 20 percent of their physical damages, as verified by the SBA for mitigation purposes. Eligible mitigation improvements may include a safe room or storm shelter, sump pump, French drain or retaining wall to help protect property and occupants from future damage caused by a similar disaster.
For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations, the SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster. Economic Injury Disaster Loan assistance is available regardless of whether the business suffered any physical property damage.
Disaster loans up to $200,000 are available to homeowners to repair or replace disaster damaged or destroyed real estate. Homeowners and renters are eligible up to $40,000 to repair or replace disaster damaged or destroyed personal property.
Interest rates are as low as 3.675 percent for businesses, 2.5 percent for nonprofit organizations and 2 percent for homeowners and renters with terms up to 30 years. Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition.
SBA Customer Service Representatives are also located at the Disaster Recovery Centers. If you cannot get to a Center, disaster survivors may register for federal assistance online at
DisasterAssistance.gov
and apply for SBA disaster loan assistance using the Electronic Loan Application (ELA) via the SBA’s secure website at
DisasterLoan.sba.gov
. If online or mobile access is unavailable, applicants should call the FEMA toll-free helpline at 800-621-3362. Those who use 711-Relay or Video Relay Services should also call 800-621-3362.
Additional details on the locations of Disaster Recovery Centers, Business Recovery Centers and the loan application process can be obtained by calling the SBA Customer Service Center at 800-659-2955 (800-877-8339 for the deaf and hard-of-hearing) or by sending an e-mail to
disastercustomerservice@sba.gov
.
The filing deadline to return applications for physical property damage is
Dec. 10, 2018
. The deadline to return economic injury applications is
July 11, 2019
.
About the U.S. Small Business Administration
The U.S. Small Business Administration makes the American dream of business ownership a reality. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow or expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit
www.sba.gov
.
ATLANTA –
The U.S. Small Business Administration (SBA) announced the opening of a Mobile Business Recovery Center (MBRC) to provide one–on-one assistance for businesses. A MBRC opens in Bay County at the Bay County Public Library at 898 West 11th Street in Panama City, Florida on Thursday, Nov. 15 and another MBRC located at the Bay County City Job Center, 625 Highway 231, Panama City, Florida closed on Wednesday, Nov. 14. Other Business Recovery Centers in Bay, Calhoun, Franklin, Gulf, Liberty, Taylor, Wakulla and Washington counties are already in operation.
ATLANTA –
The SBA offers low-interest, long-term disaster loans for physical damage and working capital. SBA representatives at the Centers will provide information about disaster loans, answer questions and assist businesses with completing the SBA application. The Business Recovery Centers are located as indicated below and will operate until further notice.
Bay County
Bay County
(Mobile Business Recovery Center)
Bay County Public Library
898 West 11th Street
Panama City, FL 32401
Hours: Monday – Saturday, 8 a.m. – 5 p.m.
Closed: Sundays
Bay County
Bay County
(Mobile Business Recovery Center 03)
Lynn Haven City Hall Parking Lot
817 Ohio Avenue
Lynn Haven, FL 32444
Hours: Monday – Saturday, 8 a.m. – 5 p.m.
Closed: Sundays
Closing: Saturday, Nov 17
Calhoun County
Calhoun County
(Mobile Business Recovery Center)
Blountstown Center
16908 NE Pear St
Blountstown, FL 32424
Hours: Monday – Friday, 8 a.m. – 5 p.m.
Closed: Saturdays and Sundays
Franklin County
Franklin County
Franklin County Public Library
311 St. James Ave.
Carrabelle, FL 32322
Hours: Monday – Friday, 9 a.m. – 6 p.m.
Saturdays, 10 a.m. – 2 p.m.
Closed: Sundays
Gulf County
Gulf County
Port St. Joe Library
110 Library Drive
Port St. Joe, FL 32456
Hours: Monday - Saturday, 9 a.m. – 6 p.m.
Closed: Sundays
Liberty County
Liberty County
Veterans Memorial Park
10405 NW Theo Jacobs Way
Bristol, FL 32321
Hours: Monday – Saturday, 9 a.m. – 6 p.m.
Closed: Sundays
Taylor County
Taylor County
Super Pufft Snacks
700 W. Lance Drive
Perry, FL 32348
Hours: Monday - Saturday, 9 a.m. – 6 p.m.
Closed: Sundays
Wakulla County
Wakulla County
Community One Stop
318 Shadeville Road
Crawfordville, FL 32327
Hours: Monday - Saturday, 9 a.m. – 6 p.m.
Closed: Sundays
Washington County
Washington County
AG Center
1424 W Jackson Avenue.
Chipley, FL 32428
Hours: Monday- Friday 9 a.m. – 6 p.m.
Saturdays, 10 a.m. – 2 p.m.
Closed: Sundays
Disaster survivors don’t have to wait until their insurance claim is settled before applying for an SBA disaster loan because we can approve and disburse the loan funds while the claim is pending. If a survivor does not know how much of their loss will be covered by insurance or other sources, SBA will consider making a loan for the total loss up to its loan limits, provided the borrower agrees to use insurance proceeds to reduce or repay their SBA loan.
Businesses and private nonprofit organizations of any size may borrow up to $2 million to repair or replace disaster damaged or destroyed real estate, machinery and equipment, inventory, and other business assets. Applicants may be eligible for a loan increase up to 20 percent of their physical damages, as verified by the SBA for mitigation purposes. Eligible mitigation improvements may include a safe room or storm shelter, sump pump, French drain or retaining wall to help protect property and occupants from future damage caused by a similar disaster.
For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations, the SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster. Economic Injury Disaster Loan assistance is available regardless of whether the business suffered any physical property damage.
Disaster loans up to $200,000 are available to homeowners to repair or replace disaster damaged or destroyed real estate. Homeowners and renters are eligible up to $40,000 to repair or replace disaster damaged or destroyed personal property.
Interest rates are as low as 3.675 percent for businesses, 2.5 percent for nonprofit organizations and 2 percent for homeowners and renters with terms up to 30 years. Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition.
SBA Customer Service Representatives are also located at the Disaster Recovery Centers. If you cannot get to a Center, disaster survivors may register for federal assistance online at
DisasterAssistance.gov
and apply for SBA disaster loan assistance using the Electronic Loan Application (ELA) via the SBA’s secure website at
DisasterLoan.sba.gov
. If online or mobile access is unavailable, applicants should call the FEMA toll-free helpline at 800-621-3362. Those who use 711-Relay or Video Relay Services should also call 800-621-3362.
Additional details on the locations of Disaster Recovery Centers, Business Recovery Centers and the loan application process can be obtained by calling the SBA Customer Service Center at 800-659-2955 (800-877-8339 for the deaf and hard-of-hearing) or by sending an e-mail to
disastercustomerservice@sba.gov
.
The filing deadline to return applications for physical property damage is
Dec. 10, 2018
. The deadline to return economic injury applications is
July 11, 2019
.
Dec. 10, 2018
July 11, 2019
About the U.S. Small Business Administration
About the U.S. Small Business Administration
The U.S. Small Business Administration makes the American dream of business ownership a reality. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow or expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit
www.sba.gov
.