COVID-19 Economic Injury Disaster Loan
Notice: the COVID-19 EIDL program is not accepting new applications, increase requests, or reconsiderations
- As of January 1, 2022, SBA stopped accepting applications for new COVID-19 EIDL loans or advances.
- As of May 6, 2022, SBA is no longer processing COVID-19 EIDL loan increase requests or requests for reconsideration of previously declined loan applications.
- As of May 16, 2022, the COVID-19 EIDL portal (covid19relief1.sba.gov, also known as the "RAPID portal") is closed.
Program summary
The COVID-19 Economic Injury Disaster Loan (EIDL) and EIDL Advance programs provided funding to help small businesses recover from the economic impacts of the COVID-19 pandemic. There were two types of COVID-19 EIDL funding:
- COVID-19 EIDL loan funds were to be used for working capital and other normal operating expenses.
- These loans are not forgivable and must be repaid
- Requirements vary depending on the size of the loan
- Loan increases were available until funds were exhausted
- The EIDL Advance funds were awarded to existing COVID-19 EIDL applicants who met certain criteria.
- Advances are like grants, but without typical U.S. government grant requirements
- EIDL Advances do not need to be repaid
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About COVID-19 EIDL
This federal small business loan program supported small businesses’ recovery from the COVID-19 disaster’s economic impacts. -
About EIDL Advance programs
For the hardest hit businesses and private nonprofits, SBA offered two kinds of advance EIDL funding that did not need to be repaid. -
Manage your EIDL
Learn how to monitor the status of your COVID-19 EIDL, make payments, and request servicing actions. -
EIDL data
SBA maintains access to data for all its current and past COVID-19 relief programs, including its COVID-19 EIDL programs.