Community Advantage Small Business Lending Companies (CA SBLCs)

Community Advantage Small Business Lending Companies (CA SBLCs) are SBLCs that are mission-oriented and primarily non-profit financial intermediaries. 

CA SBLCs focus on making loans of up to $350,000 to small businesses in underserved markets which includes:

1. Businesses located in: 
   • Low-to-Moderate Income (LMI) communities; 
   • Empowerment Zones and Enterprise Communities (EZ/EC);
   • Historically Underutilized Business Zones (HUBZones);
   • Promise Zones; 
   • Opportunity Zones; or 
   • Rural Areas;
2. New businesses (those in operation for less than two years)
3. Businesses that are 51 percent or more owned and controlled by one or more Veterans; and
4. Businesses where more than 50% of the full-time workforce is low-income or resides in LMI census tracts.